Vernon Waterfront Homes for Sale | Okanagan, Kalamalka & Swan Lake

Find a home by the lake

Live MLS® listings, filtered to homes, townhomes and condos. No vacant lots.

Homes within a walk of the beach

Houses near Vernon's most popular public beaches, so the kids can walk to the lake.

Kin BeachOkanagan Lake · Tronson Road, Vernon
5-min walk 10-min walk
Paddlewheel ParkOkanagan Lake · Okanagan Landing, Vernon
5-min walk 10-min walk
Kal BeachKalamalka Lake · Coldstream
5-min walk 10-min walk
Kalavista BeachKalamalka Lake · Coldstream
5-min walk 10-min walk

About 400 m (5 min) or 800 m (10 min) from the beach, measured on the map. Actual walking routes vary.

Waterfront condos and complexes

The Strand Tuscan Terraces Silverton on the Lake Lakeside Residences The Outback Summertree The Mandalay Vista Verona

Buying on the water in Vernon isn't like buying any other house. The land stops at the natural boundary, and the foreshore in front of it belongs to the Province. Your dock sits under provincial and federal rules. Anything you build within 30 metres of the lake can need an environmental assessment. Flood construction levels, septic setbacks, lake-water intakes and the speculation and vacancy tax can all change what a property is really worth to you.

This site pulls all of that together in one place, lake by lake and neighbourhood by neighbourhood.

Okanagan waterfront: Kelowna or Vernon? · 1:25

Meet Betty the Blue Heron

Betty the Blue Heron keeps a patient eye on the shoreline, and Sean’s usually somewhere nearby on the water. Wherever they pop up on this site, they’re pointing out something worth knowing.

From the dock: A dock that complies with the Province’s General Permission passes to a new owner automatically. There’s no document to assign. Read more about docks and moorage
Insider tip: Glass on the Lake reads the hour-by-hour wind forecast for Vernon’s three lakes and shows you when the water should be mirror-flat. See Glass on the Lake
Did you know? Swan Lake is shallow and marshy, with nesting ospreys and a nature reserve at the south end. Think paddling and birdwatching, not wakeboarding. Read more about Swan Lake

Choose your lake

Okanagan LakeThe big lake: Okanagan Landing, Tronson Road, Adventure Bay, Eastside Road and the Westside.Kalamalka LakeThe "lake of many colours": Kal Beach, Kalavista, Cosens Bay, Westkal and Oyama.Swan LakeQuiet waterfront acreages and small farms minutes from north Vernon.

See homes for sale on each lake

Okanagan Lake homes Kalamalka Lake homes Swan Lake homes

Waterfront neighbourhoods

From the village feel of Okanagan Landing to the estate lakeshore of Coldstream and the quiet acreages on Swan Lake, each stretch of Vernon waterfront has its own character, rules and price range.

Okanagan LandingVernon's lakeside village: waterfront homes, condos with slips, Paddlewheel Park and the yacht club.Tronson Road and Bella VistaWaterfront estates on the north shore of the Vernon Arm, the closest lakeshore to downtown.Adventure BayUpscale planned lakeside community at the south end of Okanagan Landing.Eastside Road and the OutbackQuieter lakeshore south of the Landing to Ellison Park, including the Outback resort strata.Kal Beach and Kalamalka RoadThe most walkable Kalamalka waterfront, at the north end of the lake.Kalavista, Kinloch and Coldstream Creek RoadColdstream's prestige Kalamalka lakeshore, with estate homes and two boat launches.Cosens Bay RoadSecluded Kalamalka lakeshore next to Kalamalka Lake Provincial Park.Westkal RoadA narrow lakeshore road on the north-west shore of Kalamalka Lake.Oyama (Kalamalka and Wood lakes)The isthmus between two lakes at the south end of Kal, in Lake Country.

See homes for sale in each neighbourhood

Okanagan Landing Adventure Bay Bella Vista Coldstream Swan Lake West

What waterfront buyers and sellers need to know

Docks, boat lifts and buoysWho owns the foreshore, what size dock is allowed, and whether a dock transfers when you buy.Riparian setbacks and shoreline workThe 30-metre rule, environmental assessments, retaining walls, beach sand and renovating near the lake.Flood levels and flood insuranceThe 2017 flood, today's flood construction levels, and how to insure a lakefront home.Waterfront inspection checklistWhat your inspector, and the specialists behind them, should look at on a lakefront home.Taxes and costs on the waterProperty transfer tax, the speculation tax, the $3M school tax, the Home Owner Grant and annual property tax.Short-term rentals on the waterCan you Airbnb a Vernon lake house? Principal-residence rules, licences and the exceptions.Financing waterfront and leaseholdDown payments over $1.5 million, second-home mortgages, seasonal cabins and leased land.Lake water, septic and sewerPrivate lake intakes, water licences, septic setbacks and the Okanagan Landing sewer program.Boating rules and invasive musselsSpeed zones, no-boat swim areas, "pull the plug" and keeping zebra and quagga mussels out.Selling a waterfront homeThe documents to gather, the questions buyers will ask, and how to price lakefront.

This week on the lakes

Headlines, events and lake levels from local sources, refreshed through the day. Every link goes to the original source.

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Go straight to the source: Tourism Vernon events · City of Vernon news · District of Coldstream news · RDNO news and water advisories · Okanagan Basin Water Board · Okanagan Lake level · Kalamalka Lake level · Don't Move A Mussel

Why work with a waterfront specialist

A waterfront deal has more moving parts than a regular sale: dock permissions, surveys of the natural boundary, septic and water systems, flood levels, insurance and, often, out-of-province buyers.

Client testimonials

What a waterfront buyer says about working with Sean

Sean went above and beyond in helping us secure our recreational property. We were away on vacation the 2 weeks before closing and he made sure everything was in order. His communication and support were top notch. Thank you.
Thomas B.Swan Lake waterfront buyer

In his own words, 2025. Name shortened for privacy.

Common questions

Which Vernon beaches can I live within walking distance of?

Kin Beach, Paddlewheel Park, Kal Beach and Kalavista Beach are the four Vernon-area public beaches Sean's walk-to-the-beach home search is built around. Kin Beach (Tronson Road) and Paddlewheel Park (Okanagan Landing) are on Okanagan Lake in Vernon. Kal Beach and Kalavista Beach are on Kalamalka Lake in Coldstream. The search shows homes about 400 m (5-minute walk) or 800 m (10-minute walk) from the beach, measured on the map. Actual walking routes vary.

What waterfront condo complexes are there in Vernon?

Vernon-area waterfront condo complexes include The Strand, Tuscan Terraces, Silverton on the Lake, Lakeside Residences, The Outback, Summertree, The Mandalay and Vista Verona. Sean's live MLS® waterfront search is updated throughout the day and only shows true waterfront that touches the water. You can filter it to condos.